I see a lot of people posting about closing but I don't see much good advice posts and threads.

We're hoping to finally get out of this damn apartment this year but we have a lot of uphill battles. Looking at rural upstate NY so I was considering USDA guaranteed or a normal FHA. We have down payment problems and currently debt/credit line problems. Trying to solve the latter while looking for programs and options like above to help us with the former.

I can give more details but I was really hoping to find a general guide. If someone has some good expertise and insight I can DM details of our situation.

I made something for this community and I hope it helps. I'm also open to feedback.

https://tools.newbhomebuyer.com/

It's meant to give you tools step at a time for the homebuying process, rather than dumping everything on you all at once.

So if you're in the planning stage, there are a couple of tools to help you plan. If you're already shopping for a home, there are tools to help you there too.

Check it out, let me know if it's helpful.

Sam

Originally shared by u/SamTMortgageBroker in r/NewbHomebuyer — view the original thread.