Invest or pay off mortgage early? (answered with math)
June 29, 2026
r/NewbHomebuyer
570 credit score, $0 down, first-time homebuyer. Is homeownership realistically possible for me?
June 30, 2026
r/NewbHomebuyer
Fed meeting results push rates higher
June 25, 2026
r/NewbHomebuyer
Good Guides (resource)
June 24, 2026
r/NewbHomebuyer
How much money do you need to make to afford a $600k house? (answered)
June 22, 2026
r/NewbHomebuyer
Oil keeps dropping, and so do mortgage rates
June 16, 2026
r/NewbHomebuyer
Most expensive homes on the market in all 50 states NJ to OH
June 16, 2026
r/NewbHomebuyer
The most expensive homes on the market in the US right now (MT-NJ)
June 15, 2026
r/NewbHomebuyer
Make sure you can afford mortgage - additional thoughts
June 12, 2026
r/NewbHomebuyer
make underwriting a little easier on yourself
June 11, 2026
r/NewbHomebuyer
What would a monthly payment on a Knick's courtside ticket look like?
June 10, 2026
r/NewbHomebuyer
No rate cut coming after these labor market numbers...
June 9, 2026
r/NewbHomebuyer
The most expensive homes listed in all 50 states (MA-MO)
June 9, 2026
r/NewbHomebuyer
The most expensive homes listed in all 50 states (KS-MD)
June 4, 2026
r/NewbHomebuyer
"We walked on closing day!" additional thoughts
June 3, 2026
r/NewbHomebuyer
Do we lock in our rate now? (answered)
June 2, 2026
r/NewbHomebuyer
How much income you'd actually have to make to buy a home with Dave Ramsey's rules.... (2026)
June 1, 2026
r/NewbHomebuyer
"Pissed off at realtors AI listing" additional thoughts
May 29, 2026
r/NewbHomebuyer
The most expensive homes listed in all 50 states (HI-IA)
May 28, 2026
r/NewbHomebuyer
"Lender vs owner title insurance?" (answered)
May 27, 2026
r/NewbHomebuyer
"Suggestion on reducing monthly mortgage payment" answered
May 26, 2026
r/NewbHomebuyer
How much home can I afford on $80k salary? (answered)
May 25, 2026
r/NewbHomebuyer
The most expensive homes on the market (CO to GA)
May 23, 2026
r/NewbHomebuyer
"Sellers who bought in the past 4-5 yrs are unrealistic as the market cools" additional thoughts
May 22, 2026
r/NewbHomebuyer
The most expensive homes on the market for each state (AL to CA)
May 21, 2026
r/NewbHomebuyer
"If everything cleared, would you close earlier if you could?" answered
May 20, 2026
r/NewbHomebuyer
"Tips on how to pick or choose realtor" (answered)
May 19, 2026
r/NewbHomebuyer
How much interest would I pay on a $400k home? (answered)
May 18, 2026
r/NewbHomebuyer
"Bait and switch?" (answered)
May 15, 2026
r/NewbHomebuyer
Rates spiked on Monday to the highest levels we've seen in over a month because of escalation fears around the Iran war - Mortgage rate update
May 14, 2026
r/NewbHomebuyer
"Help with Appraisal and loan to value?" (answered)
May 13, 2026
r/NewbHomebuyer
"I got denied but I can afford the mortgage" (answered)
May 12, 2026
r/NewbHomebuyer
What would a payment look like on a $400k house? (answered)
May 11, 2026
r/NewbHomebuyer
"my parents bought their 4br house for 80k in the 90s and it actually hurts" - additional thoughts
May 8, 2026
r/NewbHomebuyer
Mortgage Rate Update
May 7, 2026
r/NewbHomebuyer
"How screwed are we?" (answered)
May 6, 2026
r/NewbHomebuyer
Home-shoppers losing track of all of the homes they visited
May 6, 2026
r/NewbHomebuyer
How much money do I need to make to afford a $500,000 home? (answered)
May 4, 2026
r/NewbHomebuyer
"As a buyer, can I refuse to remove loan contingency?" -answered
May 1, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 13 Post Closing and Glossary
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 5 Choose Your Lender
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 9 Under Contract: Inspections and Appraisals
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 8 Shopping For a House
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 12 Closing
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 10 Under Contract: Rate Lock and Underwriting
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 3 How To Find The Down Payment
April 27, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 11 How To Lower Your Rate
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 7 Selecting a Real Estate Agent
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 2 How Much Cash Do I Need?
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Introduction and Chapter 1 How Much Can I Afford?
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 6 You've Been Denied (Your Credit)
April 28, 2026
r/NewbHomebuyer
A First-Time Homebuyer's Guide, Start To Finish - The Strategic First-Time Homebuyer Book - Chapter 4 Your Debt To Income Ratio
April 27, 2026
r/NewbHomebuyer
2026 Down Payment Assistance Guide (all 50 states)
January 26, 2026
r/NewbHomebuyer
What would a monthly payment look like on a $415k home? (all 50 states, explained)
January 23, 2026
r/NewbHomebuyer
"Feeling guilty about changing lenders" (input)
January 22, 2026
r/NewbHomebuyer
Home flipping profits slide to 17‑year low
January 20, 2026
r/NewbHomebuyer
How to Buy a House Without Any Money
January 19, 2026
Education
"Should I pay off student loans before or after mortgage pre-approval?"
December 11, 2025
Strategy
How much are closing costs? "Required cash VA loan"
December 11, 2025
Education
"I am ready but not sure where to start"
December 11, 2025
Education
How much house will a $3,000 payment get me? (all 50 states, explained)
December 11, 2025
Comparisons
"Where to Learn?"
December 11, 2025
Education
"First timer and scared, not locked yet, is this good?" (answered)
December 11, 2025
Strategy
"2/1 buydown." (explained)
December 11, 2025
Education
"Looking for advice on Bank Statement Loans" (tips, advice, and explanation)
December 11, 2025
Education
What would a monthly payment look like for a $500,000 house?
December 11, 2025
Comparisons
How down payment assistance works
December 11, 2025
Education
How mortgage rates work
December 11, 2025
Education
The First Time Homebuyer Guide, Start to Finish
December 11, 2025
Education
The alternatives to Conventional/FHA mortgages
December 11, 2025
Education
Financing a fixer upper
December 11, 2025
Education
How the 2/1 buydown and other temporary buydowns work
December 11, 2025
Education
Buying home from family
December 11, 2025
Education
Assuming a loan
December 11, 2025
Education
What is a rapid re-score?
December 11, 2025
Education
The basics of a VA loan
December 11, 2025
Education
The basics of a USDA loan
December 11, 2025
Education
The basics of an FHA loan
December 11, 2025
Education
The basics of a Conventional Loan
December 11, 2025
Education
Your home-buying team, and how they help
December 11, 2025
Education
What is title insurance? Should I get it?
December 11, 2025
Education
How to buy a house with no money
December 11, 2025
Strategy
How to buy a home without a realtor
December 11, 2025
Strategy
What if the appraisal comes in lower than the purchase price?
December 11, 2025
Education
How to buy a house with no credit
December 11, 2025
Strategy
Can I change my rate after I've locked it?
December 11, 2025
Education
The most common questions first-time buyers ask at each stage (and the answers)
December 11, 2025
Education
I'd like a jumbo balloon arm with a piggyback, please
December 11, 2025
Education
What is a community property state, and what does it have to do with your mortgage?
December 11, 2025
Education
What is the minimum amount of information I'd need to give a lender to get a rate quote?
December 11, 2025
Strategy
What is a mortgage recast?
December 11, 2025
Uncategorized
A strategy to make an FHA loan less painful
December 11, 2025
Strategy
Do student loans affect my ability to buy a home?
December 11, 2025
Education
I helped someone buy a house without a realtor
December 11, 2025
Personal
The top ten questions homebuyers wished they had asked before buying their first home
December 11, 2025
Education
How much money do I need to make to buy a $500,000 house? (2025)
December 11, 2025
Comparisons
What's the difference between a temporary rate buydown and a regular rate buydown?
December 11, 2025
Education
How much interest will I pay on a mortgage over 30 years?
December 11, 2025
Comparisons
What's the difference between an FHA and conventional mortgage?
December 11, 2025
Education
How much faster will I pay off my mortgage if I lower my rate by 1%?
December 11, 2025
Comparisons
Can my mortgage payment go up after closing?
December 11, 2025
Education
How much equity will my home have after 5 years?
December 11, 2025
Uncategorized
What home price could I get for a $2,000 mortgage payment?
December 11, 2025
Comparisons
How much more house could I afford if rates dropped by 1%?
December 11, 2025
Comparisons
How much total interest will I save if I lower my rate by 1%?
December 11, 2025
Comparisons
A strategy to lower your mortgage insurance payment
December 11, 2025
Strategy
How much do I have to pay on my mortgage to be done in 15 years?
December 11, 2025
Comparisons
How much house can I afford on a $100,000 salary?
December 11, 2025
Comparisons
Do bi-weekly payments on my mortgage really help that much? (2025)
December 11, 2025
Education
Why is the mortgage lender telling me my score is way lower than what I see online?
December 11, 2025
Education
Why is the down payment on my Loan Estimate wrong? (FHA loan)
December 11, 2025
Education
How much money do I need to make to buy a $300,000 house? (2025)
December 11, 2025
Comparisons
Why can't I get approved for a mortgage?
December 11, 2025
Education
What does “clear to close” mean?
December 11, 2025
Education
How much house can I afford on a $60,000 salary?
December 11, 2025
Comparisons
What are closing costs and how much are they?
December 11, 2025
Education
Is it okay to move money around between my accounts?
December 11, 2025
Education
When should I refinance?
December 11, 2025
Education
Do I have to sign this Loan Estimate even though it's wrong?
December 11, 2025
Education
How long doe a pre-approval last?
December 11, 2025
Education
What if rates got back to 2020 levels?
December 11, 2025
Uncategorized
What is a portable mortgage?
December 11, 2025
Uncategorized
What’s the minimum credit score I need to buy a home? (answered)
December 11, 2025
Education
If I were an introvert, 100% remote worker, no ties to any state, but needed to live in the US, where should I buy a house?
December 11, 2025
Comparisons
Strategies to set yourself up for homeownership
December 11, 2025
Education
Should I get pre-qualified or pre-approved first?
December 11, 2025
Advice, Education
Are these closing costs normal? (answered)
December 11, 2025
Education
Why does the lender need so many documents?
December 11, 2025
Education
How long does it take to buy a house? (answered)
December 11, 2025
Education
How much house can I afford on a $80,000 salary?
December 11, 2025
Comparisons
"Can somebody please explain escrow like I am stupid?" (answered)
December 11, 2025
Education
How much do I need to make to afford a $1M home?
December 11, 2025
Comparisons
The Home Price To Get a $2,000 Monthly Mortgage Payment
November 22, 2025
Education
How To Buy a House With Bad Credit
November 22, 2025
Education
Does Locking My Rate Mean I Can't Shop Rates With Other Lenders?
November 22, 2025
Uncategorized
How To Buy a House With No Money
November 22, 2025
Education
What $500,000 Gets You In Each State (Part 1)
November 20, 2025
Comparisons
Down payment assistance and first time homebuyer programs in Wyoming
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Wisconsin
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in West Virginia
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Washington
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Virginia
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Vermont
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Utah
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Texas
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Tennessee
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in South Dakota
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in South Carolina
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Rhode Island
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Pennsylvania
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Oregon
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Oklahoma
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Ohio
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in North Dakota
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in North Carolina
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in New York
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in New Mexico
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in New Jersey
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in New Hampshire
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Nevada
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Nebraska
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Montana
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Missouri
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Mississippi
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Minnesota
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Michigan
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Massachusetts
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Maryland
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Maine
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Louisiana
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Kentucky
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Kansas
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Iowa
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Indiana
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Illinois
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Idaho
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Hawaii
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Georgia
November 19, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Florida
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Connecticut
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Delaware
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Colorado
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in California
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Arkansas
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Arizona
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Alaska
November 18, 2025
Down Payment Assistance
Down payment assistance and first time homebuyer programs in Alabama
November 18, 2025
Down Payment Assistance
Why is the down payment on my Loan Estimate wrong? (FHA loan)
November 18, 2025
Education
How much money do I need to make to buy a $300,000 house? (2025)
November 18, 2025
Education
Why can't I get approved for a mortgage?
November 18, 2025
Education
What does clear to close mean?
November 18, 2025
Education
How much house can I afford on a $60,000 salary?
November 18, 2025
Education
Do I have to sign this Loan Estimate even though it's wrong?
November 18, 2025
Education
What are closing costs and how much are they?
November 18, 2025
Education
Is it okay to move my money around between banks?
November 18, 2025
Education
When should I refinance?
November 18, 2025
Education
How long does a pre-approval last?
November 18, 2025
Education
What if rates got back to 2020 levels?
November 18, 2025
Education
How do I get a lower interest rate on my mortgage?
October 29, 2025
Education
What is an ARM mortgage?
October 29, 2025
Education
What if the appraisal comes in lower than the purchase price?
September 10, 2025
Education
What is a Mortgage Recast
September 10, 2025
Education
A Strategy to Lower Your Mortgage Insurance Payment
September 10, 2025
Education
Buying a House With Bad Credit
September 09, 2025
Education
Does Locking My Rate Mean I Can't Shop Rates With Other Lenders?
September 09, 2025
Education
Can My Mortgage Payment Go Up After Closing?
September 09, 2025
Education
Refinancing After You Buy
September 09, 2025
Education