Blog - NewbHomebuyer

How to Buy a House Without Any Money

January 19, 2026 Education

"Why is Recasting your mortgage not discussed more often?"

December 11, 2025 Advice

"I accidentally added a hard inquiry to my credit and i want to buy a house within the next 6 months. Does it matter?"

December 11, 2025 Advice

"Should I pay off student loans before or after mortgage pre-approval?"

December 11, 2025 Strategy

"Locking in my rate" (answered)

December 11, 2025 Advice

Instead of asking "how much house can I afford?" do this

December 11, 2025 Advice

"Zombie mortgages are coming to life"

December 11, 2025 news

How much are closing costs? "Required cash VA loan"

December 11, 2025 Education

"I am ready but not sure where to start"

December 11, 2025 Education

"Feeling guilty about changing lenders"

December 11, 2025 Advice

Realtor question (answered)

December 11, 2025 Advice

How much house will a $3,000 payment get me? (all 50 states, explained)

December 11, 2025 Comparisons

"27M. Bought a new build 4 months ago on a 2-1 Buydown. Realizing I walked into a trap. Should I eat a $90k loss to exit?" (advice)

December 11, 2025 Advice

Lower down payment to afford repairs?

December 11, 2025 Advice

"Where to Learn?"

December 11, 2025 Education

"First timer and scared, not locked yet, is this good?" (answered)

December 11, 2025 Strategy

"2/1 buydown." (explained)

December 11, 2025 Education

"Looking for advice on Bank Statement Loans" (tips, advice, and explanation)

December 11, 2025 Education

What would a monthly payment look like for a $500,000 house?

December 11, 2025 Comparisons

How down payment assistance works

December 11, 2025 Education

How mortgage rates work

December 11, 2025 Education

The First Time Homebuyer Guide, Start to Finish

December 11, 2025 Education

The alternatives to Conventional/FHA mortgages

December 11, 2025 Education

Financing a fixer upper

December 11, 2025 Education

How the 2/1 buydown and other temporary buydowns work

December 11, 2025 Education

Buying home from family

December 11, 2025 Education

Assuming a loan

December 11, 2025 Education

What is a rapid re-score?

December 11, 2025 Education

Refinancing after buying your first home

December 11, 2025 Advice

The basics of a VA loan

December 11, 2025 Education

The basics of a USDA loan

December 11, 2025 Education

The basics of an FHA loan

December 11, 2025 Education

The basics of a Conventional Loan

December 11, 2025 Education

Your home-buying team, and how they help

December 11, 2025 Education

What is title insurance? Should I get it?

December 11, 2025 Education

How to buy a house with no money

December 11, 2025 Strategy

How to buy a home without a realtor

December 11, 2025 Strategy

What if the appraisal comes in lower than the purchase price?

December 11, 2025 Education

How to buy a house with no credit

December 11, 2025 Strategy

Can I change my rate after I've locked it?

December 11, 2025 Education

The most common questions first-time buyers ask at each stage (and the answers)

December 11, 2025 Education

I'd like a jumbo balloon arm with a piggyback, please

December 11, 2025 Education

What is a community property state, and what does it have to do with your mortgage?

December 11, 2025 Education

What is the minimum amount of information I'd need to give a lender to get a rate quote?

December 11, 2025 Strategy

What is a mortgage recast?

December 11, 2025 Uncategorized

Everything that could go wrong with your home purchase

December 11, 2025 Advice

How to make sure your lender isn't screwing you over

December 11, 2025 Advice

Does locking my rate mean I can't shop rates with other lenders?

December 11, 2025 Advice

A strategy to make an FHA loan less painful

December 11, 2025 Strategy

At what point is it too late to switch lenders?

December 11, 2025 Advice

Do student loans affect my ability to buy a home?

December 11, 2025 Education

I helped someone buy a house without a realtor

December 11, 2025 Personal

How to buy a home without using a loan officer

December 11, 2025 Advice

Homebuyers Privacy Protection Act Passes. Limits Unsolicited Mortgage Solicitations

December 11, 2025 news

The top ten questions homebuyers wished they had asked before buying their first home

December 11, 2025 Education

How much money do I need to make to buy a $500,000 house? (2025)

December 11, 2025 Comparisons

What's the difference between a temporary rate buydown and a regular rate buydown?

December 11, 2025 Education

How much interest will I pay on a mortgage over 30 years?

December 11, 2025 Comparisons

What's the difference between an FHA and conventional mortgage?

December 11, 2025 Education

How much faster will I pay off my mortgage if I lower my rate by 1%?

December 11, 2025 Comparisons

Can my mortgage payment go up after closing?

December 11, 2025 Education

How much equity will my home have after 5 years?

December 11, 2025 Uncategorized

What home price could I get for a $2,000 mortgage payment?

December 11, 2025 Comparisons

How much more house could I afford if rates dropped by 1%?

December 11, 2025 Comparisons

How much total interest will I save if I lower my rate by 1%?

December 11, 2025 Comparisons

A strategy to lower your mortgage insurance payment

December 11, 2025 Strategy

How much do I have to pay on my mortgage to be done in 15 years?

December 11, 2025 Comparisons

Will changing jobs while buying a house ruin my mortgage application?

December 11, 2025 Advice

How much house can I afford on a $100,000 salary?

December 11, 2025 Comparisons

How do I get a lower interest rate on my mortgage?

December 11, 2025 Advice

Do bi-weekly payments on my mortgage really help that much? (2025)

December 11, 2025 Education

Why is the mortgage lender telling me my score is way lower than what I see online?

December 11, 2025 Education

How much money do I have to make to buy a home near Dallas, TX?

December 11, 2025 Advice

Can I afford to buy a home in Newark NJ?

December 11, 2025 Advice

How can I pay off my mortgage faster?

December 11, 2025 Advice

Should I apply with more than one lender?

December 11, 2025 Advice

Why is the down payment on my Loan Estimate wrong? (FHA loan)

December 11, 2025 Education

How much money do I need to make to buy a $300,000 house? (2025)

December 11, 2025 Comparisons

Why can't I get approved for a mortgage?

December 11, 2025 Education

What does “clear to close” mean?

December 11, 2025 Education

How much house can I afford on a $60,000 salary?

December 11, 2025 Comparisons

What’s a reasonable price to offer on a home?

December 11, 2025 Advice

What are closing costs and how much are they?

December 11, 2025 Education

Is it okay to move money around between my accounts?

December 11, 2025 Education

When should I refinance?

December 11, 2025 Education

Do I have to sign this Loan Estimate even though it's wrong?

December 11, 2025 Education

How long doe a pre-approval last?

December 11, 2025 Education

What if rates got back to 2020 levels?

December 11, 2025 Uncategorized

What is a portable mortgage?

December 11, 2025 Uncategorized

Real questions answered

December 11, 2025 Advice

What’s the minimum credit score I need to buy a home? (answered)

December 11, 2025 Education

"First step is to pre-qualify for a loan, yes? Please explain to me like I'm five."

December 11, 2025 Advice

If I were an introvert, 100% remote worker, no ties to any state, but needed to live in the US, where should I buy a house?

December 11, 2025 Comparisons

House Prices Rise 2.2% Year Over Year

December 11, 2025 news

Strategies to set yourself up for homeownership

December 11, 2025 Education

Should I get pre-qualified or pre-approved first?

December 11, 2025 Advice, Education

Are these closing costs normal? (answered)

December 11, 2025 Education

Why does the lender need so many documents?

December 11, 2025 Education

To pay off my mortgage in 5 years, how much should I pay monthly?

December 11, 2025 Advice

How long does it take to buy a house? (answered)

December 11, 2025 Education

"Debating a big $175k dent in our mortgage: Advice Needed!"

December 11, 2025 Advice

How much house can I afford on a $80,000 salary?

December 11, 2025 Comparisons

"Can somebody please explain escrow like I am stupid?" (answered)

December 11, 2025 Education

Multi Generation Home Purchases Reached 17% in 2024 - The Highest Recorded

December 11, 2025 Advice

How much do I need to make to afford a $1M home?

December 11, 2025 Comparisons

The Home Price To Get a $2,000 Monthly Mortgage Payment

November 22, 2025 Education

How To Buy a House With Bad Credit

November 22, 2025 Education

Does Locking My Rate Mean I Can't Shop Rates With Other Lenders?

November 22, 2025 Uncategorized

How To Buy a House With No Money

November 22, 2025 Education